On Feb 4th, I was in a collision with a raccoon. I have a sports coupe so it sits low to the ground. It did $2,100 in damage. I took possession of my car from the body shop on Valentine's Day. Now on the 25th, I was in a collision with a deer. It did about $3,000 in damages. Now the value of my car is only about $5500 private party and $7000 retail. Seeing that my insurance company would be paying $5000 for my car within 30 days, would they write it off as a total loss or how does that work?