• $100/month for health insurance (dental + vision) worth it for a healthy 28 year old?

    Best answer: Hopefully, that $1200 a year is money thrown out the window.
    - something that you don't need to use.

    Young adults have accidents and, although less likely to have medical problems, this can occur. $1200 to safeguard against that is a fantastic price if it's ACA compliant coverage.
    Best answer: Hopefully, that $1200 a year is money thrown out the window.
    - something that you don't need to use.

    Young adults have accidents and, although less likely to have medical problems, this can occur. $1200 to safeguard against that is a fantastic price if it's ACA compliant coverage.
    12 answers · 1 day ago
  • Can someone please explain health insurance to me? Picture of chart included?

    Can someone please explain health insurance to me? Picture of chart included?

    Best answer: When you get paid every other week, there are 26 pay periods per year, so you figure the annual cost and divide by 26. If you get paid bi-monthly, you simply divide the monthly by 2. But you could still figure the annual and divide by 24 (2 pays per month - 12 months) to put it into perspective. The $94.85 is... show more
    Best answer: When you get paid every other week, there are 26 pay periods per year, so you figure the annual cost and divide by 26. If you get paid bi-monthly, you simply divide the monthly by 2. But you could still figure the annual and divide by 24 (2 pays per month - 12 months) to put it into perspective.

    The $94.85 is the monthly cost. Since you get 26 pays per year, multiply the $94.85 *12 to figure the annual and divide by 26 to get the per paycheck cost which is the $43.77. So, $43.77 comes out of your paycheck each payday, and that SHOULD be pre-tax as well.
    6 answers · 1 day ago
  • Why is insurance calling about no payment?

    I know my car insurance expired 2 weeks ago. I am not sure I will drive again due to health concerns and let my vehicle sit now. I got a call from my insurance company today to give them a call. Is insurance company just calling to hope I pay them again?
    I know my car insurance expired 2 weeks ago. I am not sure I will drive again due to health concerns and let my vehicle sit now. I got a call from my insurance company today to give them a call. Is insurance company just calling to hope I pay them again?
    17 answers · 5 days ago
  • So it's possible to be too poor for assistance with Marketplace Healthcare coverage?

    Best answer: sorry, but true, you have to make over a minimum amount to get a subsidy
    Best answer: sorry, but true, you have to make over a minimum amount to get a subsidy
    12 answers · 5 days ago
  • My employer offers health ins with no employer contribution. Can I sign up my children only or do I also have to sign up? We are in Kansas.?

    Best answer: 99.9% of the time, you can't sign up your children only. You can look on your own to see if you can do better. If the employer's plan isn't affordable (look up the math) and your income is low enough, you could possibly get subsidies. But, if the employer plan meets the definition of affordable,... show more
    Best answer: 99.9% of the time, you can't sign up your children only. You can look on your own to see if you can do better. If the employer's plan isn't affordable (look up the math) and your income is low enough, you could possibly get subsidies. But, if the employer plan meets the definition of affordable, there are no subsidies available.
    6 answers · 2 days ago
  • Does insurance company want to lose me?

    Best answer: They will most likely want to keep you as a customer.
    Best answer: They will most likely want to keep you as a customer.
    4 answers · 23 hours ago
  • My renter burned their kitchen, fire marshall said not safe to breathe the fumes. Am I liable to pay their expenses somewhere else? Wa State?

    Best answer: You aren't required to ANYTHING for your tenants...that's just reality. If the premises is deemed uninhabitable, you cannot charge rent for that time period and may have to let them out of their lease depending on local statutes. You aren't required to do ANYTHING to help them; you don't need to... show more
    Best answer: You aren't required to ANYTHING for your tenants...that's just reality. If the premises is deemed uninhabitable, you cannot charge rent for that time period and may have to let them out of their lease depending on local statutes.

    You aren't required to do ANYTHING to help them; you don't need to pay for alternative housing, you don't need to help with transportation or moving costs, you don't pay for their damaged property...I could keep going.

    Call your insurance agent...they can direct you further. You might get threatened by your tenants that they will sue you (assume more than one tenant in the building), but until you hear something from a lawyer (who wouldn't take the case anyway), you can rest easy.
    8 answers · 5 days ago
  • What do I do with homeowners insurance claim check?

    I currently have a check that was endorsed to myself by the mortgage company after an insurance claim was processed. Do I have to spend the entire check on the repairs? Do I have to do all of the repairs with a professional or can I do them myself? Insurance company is Florida Penninsula Mortgage company is... show more
    I currently have a check that was endorsed to myself by the mortgage company after an insurance claim was processed. Do I have to spend the entire check on the repairs? Do I have to do all of the repairs with a professional or can I do them myself? Insurance company is Florida Penninsula Mortgage company is Ocwen I have spoken to both companies and they are very technical with their answers. I guess I am looking for someone to dumb down how the process works so I can understand and not do anything I shouldnt.
    7 answers · 5 days ago
  • How can i find out if i have a life insurance policy?

    So six years ago right before my grandmother passed. She called my wife and to her that I had a life insurance policy. my grandmother instructed my wife not to tell me about the policy be she didn't want me trying to cash it in say if we fell on hard times. of course, my wife told me about the conversation. to... show more
    So six years ago right before my grandmother passed. She called my wife and to her that I had a life insurance policy. my grandmother instructed my wife not to tell me about the policy be she didn't want me trying to cash it in say if we fell on hard times. of course, my wife told me about the conversation. to which I replied, "yeah that sounds about right" never thinking for a minute that my wife would pass before me. well, now everyone who knew about this policy is gone. I don't even know the provider. does anyone know if it is possible to find out?
    12 answers · 7 days ago
  • Why am I being forced to pay for these doctors visits?

    Best answer: I'm so sorry you & a bunch of others get tricked by Drs., office personal & especially your shady insurance company. They love to play THE GOTCHA GAME. People shouldn't be fooled, but they love to allow this. With a single payer system this doesn't happen, but this country is so selfish they... show more
    Best answer: I'm so sorry you & a bunch of others get tricked by Drs., office personal & especially your shady insurance company. They love to play THE GOTCHA GAME. People shouldn't be fooled, but they love to allow this. With a single payer system this doesn't happen, but this country is so selfish they don't ever want to do that. Sorry about your other responses & how you got no sympathy; that's what happens on this site. They cheer on the insurance companies & love to blame the victim. Contact your State Insurance commissioner & file a claim, you might win because I did. It took awhile but I proved I was tricked just like you so I did not have to pay.
    10 answers · 6 days ago
  • Put wrong income for my health insurance application?.?

    I put my mom's income at 30,000 dollars even though I'm not sure. It's somewhere in that range though. What will happen?
    I put my mom's income at 30,000 dollars even though I'm not sure. It's somewhere in that range though. What will happen?
    5 answers · 4 days ago
  • What insurances do I need as a citizen, where do I figure out my legal rights?

    I need all this to get out from my father s control of me, he said he needed my dl number to put on the car insurance but I know he s just using my dl number as a way to control me too as well as paying for my insurance. So I need to be able to pay for my own insurance but what all kinds of insurance do I need?
    I need all this to get out from my father s control of me, he said he needed my dl number to put on the car insurance but I know he s just using my dl number as a way to control me too as well as paying for my insurance. So I need to be able to pay for my own insurance but what all kinds of insurance do I need?
    6 answers · 5 days ago