• Have you ever cried about finances?

    66 answers · 5 days ago
  • Always hear the 'experts' say Roth is better that traditional... I must admit I just don't understand at all why. I make $50k?

    I make, a safe assumption IMO that income at retirement would be lower than while working...do the experts differ here?! How else could a Roth be better unless they assume you withdraw $80k annually
    I make, a safe assumption IMO that income at retirement would be lower than while working...do the experts differ here?! How else could a Roth be better unless they assume you withdraw $80k annually
    7 answers · 2 days ago
  • Feeling bad about living at home?

    Best answer: You have a job, you're actively saving money, and you are working towards a huge goal of buying your own house! Don't feel bad, you're doing what you can. Your parents probably like having you around and helping you out. You're not a bad person, you are awesome! Good luck!
    Best answer: You have a job, you're actively saving money, and you are working towards a huge goal of buying your own house! Don't feel bad, you're doing what you can. Your parents probably like having you around and helping you out. You're not a bad person, you are awesome! Good luck!
    12 answers · 1 day ago
  • Is 45K a year a lot of money in the US?

    on the social security website The national average wage index for 2016 is 48,664.73 that means that 48k is middle class? is this a lot of money to make?
    on the social security website The national average wage index for 2016 is 48,664.73 that means that 48k is middle class? is this a lot of money to make?
    9 answers · 8 hours ago
  • Am i selfish??..?

    A friend of mine always asks for money she has two jobs and she needs money for transportation for work because her car is in the shop and its like 600 to get it out the shop but she dosent have the money for it because she has to pay for her apartment and stuff and her family cant really help because she has... show more
    A friend of mine always asks for money she has two jobs and she needs money for transportation for work because her car is in the shop and its like 600 to get it out the shop but she dosent have the money for it because she has to pay for her apartment and stuff and her family cant really help because she has family issues and she cant really stay with them either but she always asks me for alot of money im trying to be nice and everything but i hardly have any money that i make for myself ..
    10 answers · 23 hours ago
  • Saving money?

    Best answer: At the most you have 3 years. If you are close to turning 18, that's more like 2 years.

    That equals saving between $7000 to $10,000 a year. Are you working? How much do you earn? Do the math and see what you need to be saving every month and if you have a chance.
    Best answer: At the most you have 3 years. If you are close to turning 18, that's more like 2 years.

    That equals saving between $7000 to $10,000 a year. Are you working? How much do you earn? Do the math and see what you need to be saving every month and if you have a chance.
    10 answers · 1 day ago
  • Can I issue two debit cards from the same bank at the same time?

    Hi. Sorry I'm new at banking. Just wanted to know if you can apply for two debit cards from a particular bank branch at the same time? As in, for two separate accounts. Thank you!
    Hi. Sorry I'm new at banking. Just wanted to know if you can apply for two debit cards from a particular bank branch at the same time? As in, for two separate accounts. Thank you!
    7 answers · 6 hours ago
  • My boyfriend doesn't think I should get a personal loan?

    So I found a decent loan for the amount I want, to expand his business. My credit is "good". But I'm currently unemployed. He said "Nobody will throw you money and expect you to pay it back". I guess he's right? I don't have any assets (in my name) I have given him a couple thousand... show more
    So I found a decent loan for the amount I want, to expand his business. My credit is "good". But I'm currently unemployed. He said "Nobody will throw you money and expect you to pay it back". I guess he's right? I don't have any assets (in my name) I have given him a couple thousand to get his company off the ground. It's been carrying us through these past couple of months, but we're slowing down for the season.. So money is getting tighter. I wanted to get a personal loan, so I can buy better equipment for his company for next year AND create an emergency fund. I did the math and we can do it. It would only cost us $2k. But it could take us up to 10 years to pay the loan back. (if business doesn't improve - which is doubtful, because of the awesome new equipment I want!) Otherwise, pay it off quicker and save money! I don't know why he's against this?
    20 answers · 5 days ago
  • Ways to make money for a 16 year old?

    I want to find a way to make money but I won t have enough time for a part time job and I m curious on how to get money?
    I want to find a way to make money but I won t have enough time for a part time job and I m curious on how to get money?
    6 answers · 3 hours ago
  • Bank of America or Wells Fargo which is better?

    Both of those banks offer auto loans and other major banks like Chase do not, that's why I'm deciding between those two. Which bank should I go with?
    Both of those banks offer auto loans and other major banks like Chase do not, that's why I'm deciding between those two. Which bank should I go with?
    11 answers · 2 days ago
  • When I received a cashier's check after I closed my savings account at Bank of America, what should I do with this check?

    Best answer: You could probably take that cashier's check back to a Bank of America branch and cash it. Then take the cash to your new bank and deposit it.

    Is there a particular reason why you went with this type of account at PNC? At some point you're going to need a way to cash checks (like if you get a job).
    Best answer: You could probably take that cashier's check back to a Bank of America branch and cash it. Then take the cash to your new bank and deposit it.

    Is there a particular reason why you went with this type of account at PNC? At some point you're going to need a way to cash checks (like if you get a job).
    9 answers · 4 days ago
  • How much should I save from paychecks if I wanted to buy something expensive?

    right now I don't have a job and only income is from apps and surveys till I am accepted. I want to buy something, or a collective of things but I am nowhere near buying that and still have money left over. only upside is I live at home otherwise I'd be homeless. So say I had a decent job, how much of that... show more
    right now I don't have a job and only income is from apps and surveys till I am accepted. I want to buy something, or a collective of things but I am nowhere near buying that and still have money left over. only upside is I live at home otherwise I'd be homeless. So say I had a decent job, how much of that should I put away?
    6 answers · 7 hours ago
  • What countries could you retire in?

    If I was 30 and had £500,000, could I move to any countries and retire living relatively comfortably?
    If I was 30 and had £500,000, could I move to any countries and retire living relatively comfortably?
    6 answers · 1 day ago
  • Can someone donate $20 for me?

    I am so desperate but yesterday I saw something I wanted to get since 2013 and never seen it again until yesterday I saw 1 just 1 in stock at Rite Aid and the item is not on their listings on the online store.. I bet it would be around 20 something but im not fully sure but I still having a hard time getting a job.... show more
    I am so desperate but yesterday I saw something I wanted to get since 2013 and never seen it again until yesterday I saw 1 just 1 in stock at Rite Aid and the item is not on their listings on the online store.. I bet it would be around 20 something but im not fully sure but I still having a hard time getting a job. Pls someone help me out.. :(
    6 answers · 15 hours ago
  • I am quitting my job and had a 401k , can I get money from it?

    Best answer: You technically can withdraw it after paying the feds 30% if you are not 59.5. It is considered a very foolish financial decision, not that many people don't do it anyway. Also, depending on how long you were with the company you may not be eligible for any funds the company (not from your paycheck) ... show more
    Best answer: You technically can withdraw it after paying the feds 30% if you are not 59.5. It is considered a very foolish financial decision, not that many people don't do it anyway. Also, depending on how long you were with the company you may not be eligible for any funds the company (not from your paycheck) contributed to your account while you worked there (also called unvested funds on statements). A year and 8 months in general is usually not long enough to qualify for unvested funds. If you don't want to be associated with the company it's better to open an IRA and transfer the money penalty free, a bank or investment firm can help you do this.
    13 answers · 3 days ago