If a guy does not have the money, whether it is a $700. ring one wants or a $1500. ring....he cannot afford it. THAT is what girls do not understand.
The issue is that if one has to finance a $1500 ring or any ring for that matter, that means they do not have the money to pay for it up front. Keeping that in mind, how is one to plan and pay for wedding and pay for a honeymoon without money when they are still paying for the ring they could not afford in the first place.
See, some girls just don't get it. It is a money thing, simple enough.
Society places way too much emphasis on the ring. Actually it is the De Beers company who control the world's supply of diamonds who began the "Show her how much you love her...." by spending thousands on a ring. And, that notion is not even 75 years old, I do believe. The De Beers diamond industry says "diamonds are forever" but the jeweler calls it an "investment". An investment is something you buy and make money from. I know NO ONE who sold their diamond ring to make a profit in exchange for their ring (other than a divorce). Ladies KEEP their rings, not turn them in for investment purposes. So, the diamond industry is somewhat of an illusion, that young couples fall all over.
Young adults who fall in love do not always have the resources to pay for a ring. They have to pay for school, cars and living expenses....a $1,500 purchase is often a financial hardship. Buying an inexpensive ring may be the way to go until the couple marries and gets financially stable.
Now, if the guy has the money, he may want to be sensible and use his money to buy a house or a car or pay off his student loan. A ring to him is a luxury he does not want to afford, perhaps.